Is Ripple XRP a Safe Investment?

Normal cryptocurrency is a digital resource designed to be employed as an item of trade. New units can be added by mining. Anyone can do this by using their a computer. Mining requires a lot of hours and electrical energy, though. A fast machine is also required, to mine profitably. However, Ripple is a centralised asset, which cannot be mined. A fixed amount of tokens were made by the firm and this number will never be exceeded.