Is Ripple XRP a Safe Investment?

Standard cryptocurrency is a digital holding designed to be used as an apparatus of exchange. Additional crypto-coins may be found by mining. Any person may participate if they have a a device. Mining uses a great deal of time and electricity, however. A powerful computer is also required, to do this successfully. However, XRP is a centralised asset, which is unmineable. A fixed amount of tokens were created by the organisation and this amount will not be exceeded.