Is Ripple XRP a Safe Investment?

Normal crypto is a digital asset built to be used as an apparatus of trade. coins are added through mining. Any person is able to do this by using their a device. Mining requires a great deal of hours and electrical energy, however. A powerful machine is also vital, to do this profitably. However, XRP is a centralised coin, which can't be mined. A finite number of tokens were generated by the firm and this amount will not be added to.