Is Ripple XRP a Safe Investment?

Centralised cryptocurrency is a code-based resource built to work as an item of exchange. units are created via mining. Anyone is able to get involved by using their a computer. Mining uses a great deal of hours and electrical power, though. A fast machine is also needed, to do this successfully. However, XRP is a centralised coin, which can't be mined. A finite number of tokens were created by the organisation and this limit will never be exceeded.