Normal crypto is a code-based asset designed to be employed as an item of trade. Additional units are added through mining. Any person is able to participate if they've access to a computer. Mining requires a large amount of time and electrical power, however. A powerful machine is also vital, to do this effectively. However, XRP is a centralised asset, which can't be mined. A limited amount of units were made by the organisation and this amount will not be added to.