Is Ripple XRP a Safe Investment?

Normal crypto-coins are a digital holding built to be employed as an apparatus of trade. New units may be added via mining. Everyone is able to do this by using their a device. Mining uses a lot of time and electricity, however. A fast computer is also required, to do this successfully. On the other hand, XRP is a centralised resource, which cannot be mined. A limited supply of coins were made by the company and this limit will never be exceeded.