Is Ripple XRP a Safe Investment?

Normal crypto is a code-based holding designed to work as an item of exchange. New coins are created by mining. Anyone is able to participate if they have a a device. Mining requires a great deal of time and electrical energy, though. A powerful machine is also vital, to mine effectively. However, Ripple is a centralised asset, which can't be mined. A fixed number of coins were generated by the organisation and this limit will never be exceeded.