Is Ripple XRP a Safe Investment?

Standard crypto is a code-based holding designed to be employed as an apparatus of exchange. New units may be found by mining. Any person can get involved if they have a a computer. Mining uses a lot of time and electrical power, however. A fast computer is also vital, to do this profitably. However, XRP is a centralised coin, which cannot be mined. A limited supply of coins were generated by the organisation and this amount will not be exceeded.