Is Ripple XRP a Safe Investment?

Standard crypto is a digital resource created to be used as an apparatus of exchange. Additional coins are created by mining. Any person may do this if they've access to a device. Mining uses a lot of hours and electrical power, though. A high-powered computer is also required, to mine effectively. However, Ripple is a centralised coin, which can't be mined. A fixed number of units were created by the firm and this limit will not be added to.