Is Ripple XRP a Safe Investment?

Standard crypto is a digital resource created to work as an item of exchange. units may be added by mining. Everyone is able to get involved by using their a device. Mining uses a lot of time and electricity, though. A fast computer is also needed, to do this successfully. On the other hand, Ripple is a centralised resource, which is unmineable. A finite amount of tokens were made by the company and this amount will never be exceeded.