Normal crypto-coins are a code-based resource created to be employed as an item of exchange. coins can be created by mining. Everyone is able to participate by using their a device. Mining requires a lot of time and electricity, though. A high-powered machine is also needed, to mine successfully. On the other hand, XRP is a centralised resource, which can't be mined. A limited number of units were generated by the company and this number will never be added to.