Is Ripple XRP a Safe Investment?

Standard crypto is a code-based resource built to be employed as an apparatus of trade. units can be found through mining. Any person may participate if they have a a computer. Mining requires a great deal of time and electrical energy, however. A powerful machine is also needed, to do this profitably. However, Ripple is a centralised coin, which can't be mined. A limited number of coins were made by the company and this limit will never be added to.