Normal cryptocurrency is a code-based asset created to be employed as a medium of exchange. Additional crypto-coins may be added by mining. Any person can get involved if they have a a computer. Mining uses a large amount of hours and electrical energy, however. A high-powered computer is also required, to do this successfully. On the other hand, XRP is a centralised asset, which cannot be mined. A limited supply of coins were made by the firm and this amount will never be added to.