Is Ripple XRP a Safe Investment?

Centralised cryptocurrency is a digital holding designed to be used as an item of exchange. New units are created by mining. Everyone may get involved if they have a a computer. Mining uses a large amount of time and electricity, though. A powerful computer is also required, to mine effectively. However, Ripple is a centralised coin, which cannot be mined. A finite number of units were created by the organisation and this amount will not be added to.