Is Ripple XRP a Safe Investment?

Centralised crypto is a digital holding built to work as a medium of exchange. Additional units are created by mining. Anyone can participate by using their a device. Mining uses a large amount of hours and electrical power, however. A powerful machine is also required, to do this effectively. However, Ripple is a centralised asset, which cannot be mined. A limited supply of tokens were made by the firm and this limit will never be added to.