Normal cryptocurrency is a code-based holding created to be used as an apparatus of exchange. New units may be found through mining. Any person is able to participate by using their a device. Mining uses a large amount of time and electricity, though. A high-powered computer is also vital, to do this effectively. Conversely, Ripple is a centralised coin, which is unmineable. A fixed supply of tokens were made by the organisation and this amount will never be added to.