Is Ripple XRP a Safe Investment?

Normal cryptocurrency is a digital asset designed to work as an apparatus of exchange. New units may be added via mining. Everyone may participate if they have a a computer. Mining requires a great deal of hours and electrical power, however. A fast machine is also needed, to do this effectively. However, Ripple is a centralised asset, which is unmineable. A fixed amount of coins were made by the company and this amount will never be exceeded.