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Is Ripple XRP a Safe Investment?

Centralised crypto is a code-based resource designed to work as a medium of exchange. coins may be created by mining. Any person may do this by using their a computer. Mining uses a lot of hours and electrical power, however. A fast machine is also vital, to mine effectively. However, XRP is a centralised asset, which can't be mined. A finite supply of units were made by the organisation and this limit will never be added to.