Is Ripple XRP a Safe Investment?

Standard cryptocurrency is a digital asset created to be employed as an item of trade. Additional units are created via mining. Everyone can participate if they have a a device. Mining requires a lot of hours and electrical energy, though. A high-powered machine is also needed, to do this profitably. However, Ripple is a centralised asset, which cannot be mined. A limited number of coins were made by the organisation and this limit will not be added to.