Standard cryptocurrency is a digital resource designed to be employed as an apparatus of exchange. Additional crypto-coins can be created via mining. Anyone is able to get involved if they've access to a computer. Mining requires a lot of time and electricity, however. A fast machine is also vital, to mine effectively. On the other hand, XRP is a centralised asset, which cannot be mined. A limited supply of tokens were made by the organisation and this number will not be exceeded.