Is Ripple XRP a Safe Investment?

Standard cryptocurrency is a digital asset designed to be used as a medium of exchange. Additional crypto-coins are found by mining. Any person is able to get involved if they've access to a device. Mining requires a lot of time and electricity, though. A fast computer is also needed, to mine successfully. However, Ripple is a centralised resource, which cannot be mined. A finite number of coins were generated by the firm and this limit will never be exceeded.