Is Ripple XRP a Safe Investment?

Standard cryptocurrency is a digital asset designed to work as an item of trade. Additional crypto-coins are created via mining. Anyone is able to do this if they've access to a computer. Mining requires a lot of time and electricity, however. A fast machine is also required, to mine profitably. However, XRP is a centralised asset, which cannot be mined. A finite amount of units were generated by the firm and this amount will not be added to.