Standard crypto is a digital holding built to be employed as a medium of trade. crypto-coins can be created through mining. Everyone can do this if they have a a computer. Mining uses a great deal of time and electrical power, however. A fast computer is also vital, to do this profitably. On the other hand, Ripple is a centralised coin, which can't be mined. A limited amount of coins were created by the organisation and this number will never be exceeded.