Standard cryptocurrency is a digital asset built to work as an item of trade. crypto-coins can be created by mining. Any person may get involved if they've access to a device. Mining requires a great deal of hours and electrical power, however. A high-powered computer is also needed, to mine profitably. On the other hand, XRP is a centralised coin, which is unmineable. A fixed number of tokens were made by the organisation and this amount will never be added to.