Is Ripple XRP a Safe Investment?

Standard crypto is a digital asset created to be used as an apparatus of exchange. New units are created through mining. Any person is able to do this if they've access to a device. Mining uses a lot of time and electrical energy, though. A high-powered machine is also vital, to mine profitably. However, Ripple is a centralised coin, which can't be mined. A fixed supply of coins were generated by the organisation and this limit will never be exceeded.