Standard cryptocurrency is a digital holding designed to be employed as an item of trade. New crypto-coins may be added via mining. Everyone may get involved by using their a computer. Mining uses a great deal of hours and electrical power, however. A high-powered computer is also required, to do this successfully. On the other hand, XRP is a centralised resource, which cannot be mined. A limited amount of units were generated by the company and this limit will never be added to.