Normal crypto is a digital asset created to work as an item of trade. Additional crypto-coins may be created through mining. Any person is able to participate if they've access to a device. Mining uses a great deal of time and electricity, however. A high-powered machine is also vital, to do this profitably. On the other hand, Ripple is a centralised coin, which is unmineable. A finite number of tokens were made by the firm and this number will not be added to.