Is Ripple XRP a Safe Investment?

Centralised crypto is a digital asset built to be used as a medium of trade. crypto-coins are added by mining. Everyone may participate by using their a computer. Mining uses a great deal of time and electricity, though. A powerful computer is also needed, to do this successfully. Conversely, Ripple is a centralised asset, which can't be mined. A limited supply of coins were made by the organisation and this limit will never be exceeded.