Is Ripple XRP a Safe Investment?

Centralised crypto is a digital resource created to be used as a medium of exchange. units can be found through mining. Anyone can get involved if they have a a computer. Mining uses a great deal of hours and electricity, however. A powerful computer is also needed, to mine effectively. Conversely, XRP is a centralised resource, which is unmineable. A fixed supply of units were created by the organisation and this limit will not be exceeded.