Is Ripple XRP a Safe Investment?

Normal crypto is a code-based resource designed to work as a medium of trade. units can be added by mining. Everyone may participate by using their a computer. Mining requires a great deal of time and electricity, though. A fast machine is also required, to mine profitably. On the other hand, Ripple is a centralised resource, which can't be mined. A limited amount of tokens were made by the organisation and this number will never be added to.