Normal crypto-coins are a code-based resource created to be employed as a medium of exchange. New crypto-coins are created by mining. Everyone can participate if they've access to a device. Mining uses a great deal of time and electrical energy, however. A powerful computer is also required, to do this successfully. However, Ripple is a centralised resource, which can't be mined. A finite amount of units were generated by the organisation and this number will never be added to.