Is Ripple XRP a Safe Investment?

Centralised crypto is a digital holding created to work as an item of exchange. units can be created by mining. Anyone is able to participate if they have a a computer. Mining uses a lot of hours and electrical energy, though. A fast machine is also needed, to mine effectively. On the other hand, XRP is a centralised asset, which is unmineable. A limited amount of coins were generated by the organisation and this number will not be added to.