Is Ripple XRP a Safe Investment?

Standard cryptocurrency is a code-based asset built to work as an apparatus of trade. coins may be added via mining. Anyone may do this if they have a a computer. Mining uses a lot of time and electrical power, however. A high-powered machine is also vital, to mine effectively. However, Ripple is a centralised asset, which is unmineable. A finite amount of tokens were made by the organisation and this limit will never be exceeded.