Is Ripple XRP a Safe Investment?

Standard cryptocurrency is a digital asset designed to work as a medium of exchange. New units may be found by mining. Anyone can get involved by using their a computer. Mining uses a large amount of hours and electricity, however. A powerful machine is also needed, to mine profitably. However, XRP is a centralised coin, which can't be mined. A limited amount of coins were made by the company and this number will not be added to.