Is Ripple XRP a Safe Investment?

Centralised crypto is a digital holding created to be used as a medium of trade. coins are created via mining. Anyone can do this by using their a device. Mining uses a great deal of time and electrical power, though. A fast computer is also needed, to mine effectively. However, Ripple is a centralised resource, which can't be mined. A finite supply of units were made by the organisation and this number will never be exceeded.