Standard crypto-coins are a code-based asset created to be employed as a medium of trade. New coins can be added through mining. Anyone may do this if they have a a device. Mining requires a lot of time and electrical power, however. A powerful machine is also vital, to do this effectively. However, XRP is a centralised coin, which can't be mined. A fixed number of tokens were made by the organisation and this amount will never be added to.