Normal crypto is a code-based asset designed to be used as an item of exchange. Additional crypto-coins can be created through mining. Everyone is able to get involved if they have a a device. Mining uses a great deal of time and electrical power, though. A high-powered computer is also vital, to do this profitably. However, XRP is a centralised asset, which can't be mined. A limited number of units were created by the firm and this amount will never be exceeded.