Centralised cryptocurrency is a code-based resource created to work as a medium of trade. New units are added by mining. Everyone may participate if they have a a device. Mining uses a great deal of hours and electrical power, though. A high-powered machine is also required, to mine successfully. Conversely, XRP is a centralised resource, which cannot be mined. A finite number of units were generated by the company and this amount will never be added to.