Is Ripple XRP a Safe Investment?

Normal crypto-coins are a digital asset built to be employed as a medium of exchange. Additional units can be added via mining. Everyone may do this if they have a a computer. Mining uses a large amount of time and electrical energy, however. A fast computer is also vital, to do this effectively. However, XRP is a centralised coin, which can't be mined. A fixed amount of tokens were created by the company and this limit will never be exceeded.