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Is Ripple XRP a Safe Investment?

Standard crypto is a digital holding built to work as an item of exchange. New crypto-coins are found through mining. Any person is able to do this if they have a a computer. Mining requires a lot of time and electrical power, however. A high-powered machine is also required, to do this successfully. However, XRP is a centralised resource, which is unmineable. A fixed amount of coins were created by the company and this limit will not be exceeded.