Is Ripple XRP a Safe Investment?

Centralised crypto is a digital resource designed to be employed as an apparatus of trade. New units may be created through mining. Everyone can get involved if they have a a computer. Mining requires a lot of hours and electrical power, though. A fast computer is also required, to do this effectively. However, Ripple is a centralised asset, which cannot be mined. A limited supply of units were created by the company and this number will never be exceeded.