Standard crypto is a code-based resource built to be employed as a medium of exchange. New units may be added by mining. Any person can do this by using their a device. Mining uses a lot of hours and electrical power, however. A high-powered computer is also vital, to mine profitably. On the other hand, Ripple is a centralised resource, which cannot be mined. A finite number of tokens were generated by the organisation and this limit will not be exceeded.