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Is Ripple XRP a Safe Investment?

Centralised cryptocurrency is a code-based holding created to work as an apparatus of exchange. New units may be created by mining. Anyone is able to participate by using their a computer. Mining requires a large amount of hours and electrical energy, however. A fast computer is also vital, to mine effectively. However, XRP is a centralised resource, which cannot be mined. A finite supply of tokens were generated by the company and this number will not be exceeded.