Normal cryptocurrency is a digital asset created to be employed as a medium of trade. crypto-coins can be created by mining. Anyone can participate if they have a a computer. Mining uses a great deal of time and electrical energy, however. A high-powered machine is also required, to do this effectively. On the other hand, XRP is a centralised resource, which is unmineable. A fixed amount of units were created by the organisation and this amount will not be added to.