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Is Ripple XRP a Safe Investment?

Normal crypto is a code-based resource created to work as an item of exchange. New crypto-coins can be found through mining. Everyone may get involved if they have a a computer. Mining requires a large amount of time and electricity, however. A powerful machine is also needed, to do this effectively. However, Ripple is a centralised resource, which is unmineable. A finite supply of tokens were created by the organisation and this limit will not be added to.