Standard cryptocurrency is a digital holding designed to work as a medium of exchange. Additional crypto-coins may be found by mining. Everyone may get involved if they've access to a computer. Mining uses a great deal of hours and electricity, however. A high-powered computer is also required, to mine successfully. Conversely, Ripple is a centralised coin, which can't be mined. A finite number of coins were generated by the firm and this limit will never be added to.