Is Ripple XRP a Safe Investment?

Normal crypto is a code-based asset created to work as an item of exchange. New crypto-coins are created through mining. Any person can get involved if they've access to a device. Mining requires a lot of time and electrical energy, though. A powerful machine is also needed, to do this effectively. However, Ripple is a centralised coin, which cannot be mined. A finite amount of coins were created by the company and this number will never be exceeded.