Is Ripple XRP a Safe Investment?

Standard crypto is a digital asset designed to be used as an item of trade. units may be found by mining. Anyone may participate if they have a a computer. Mining uses a lot of time and electrical energy, however. A fast machine is also required, to do this profitably. However, XRP is a centralised asset, which cannot be mined. A limited number of coins were made by the organisation and this amount will never be exceeded.