Is Ripple XRP a Safe Investment?

Normal cryptocurrency is a digital asset designed to work as an item of exchange. New units are found via mining. Everyone may do this if they have a a device. Mining uses a great deal of hours and electrical power, however. A high-powered machine is also required, to do this effectively. On the other hand, XRP is a centralised resource, which can't be mined. A finite supply of units were created by the organisation and this limit will not be exceeded.