Is Ripple XRP a Safe Investment?

Standard crypto is a digital asset created to be used as an item of exchange. New coins are created through mining. Any person is able to participate by using their a device. Mining requires a large amount of time and electrical energy, however. A powerful computer is also required, to do this successfully. On the other hand, XRP is a centralised asset, which is unmineable. A finite supply of coins were made by the organisation and this amount will not be added to.